Financial Forensics Examination
Used to evaluate disputed balances, charges, and financial outcomes based on the mathematics of finance.
Forensic Reconstruction of Accounts, Transactions, and Financial Outcomes
A Financial Forensics Examination is a deep, record-based analysis designed to determine whether financial accounts, balances, and reported outcomes are accurate, supported, and internally consistent.
This service focuses on what the numbers actually show—by reconstructing financial activity from the underlying records rather than relying on summaries, system-generated statements, or asserted balances.
While often applied to mortgage servicing accounts, this examination is equally applicable to any matter involving disputed balances, unexplained charges, or complex financial histories.
Purpose of This Examination
A Financial Forensics Examination is designed to:
- Reconstruct account activity using source-level records
- Verify how payments, charges, and credits were applied
- Identify unsupported fees, interest charges, or capitalization events
- Detect accounting irregularities, internal inconsistencies, or distortions
- Determine whether reported balances and outcomes can be independently substantiated
This work is forensic in nature and grounded in the Mathematics of Finance, transaction histories, and documentary proof.
When the Numbers Don’t Add Up, Dig Deeper.
Let’s Solve the Right Problem.
Who’s Looking Out for Your Interest?
Scope of Review
Depending on the matter, a Financial Forensics Examination may include:
- Reconstruction of payment histories and account balances
- Analysis of interest accrual, amortization, and principal application
- Review of fees, charges, suspense accounts, and corporate advances
- Examination of escrow activity and reserve calculations
- Evaluation of capitalization events and deferred balances
- Integration of discovery materials, system records, and transactional data
- Preparation of schedules, tables, and explanatory calculations
All findings are traceable to source documents and supported by transparent methodology.
How This Work Is Used
A Financial Forensics Examination is commonly relied upon in:
- Mortgage servicing disputes and foreclosure matters
- Claims involving disputed balances or payment application
- Challenges to loan modifications or loss mitigation outcomes
- Trust or fiduciary disputes involving account accuracy
- Mediation or arbitration requiring neutral financial clarification
- Preparation of expert affidavits and reports
This examination often supplies the analytical foundation for court-facing expert work.
Professional Boundaries
This service involves forensic financial analysis. I do not provide legal opinions or conclusions.
My role is to determine whether the financial record is internally consistent, mathematically sound, and supported by the documentation provided.
Who This Service Is For
- Attorneys litigating financial or accounting disputes
- Homeowners or beneficiaries challenging reported balances
- Mediators and arbitrators evaluating complex financial records
- Matters involving long account histories or layered transactions
Why This Step Matters
Financial disputes often turn on whether the numbers can be independently verified.
A Financial Forensics Examination replaces assumption with reconstruction—allowing decision-makers to evaluate claims based on demonstrable financial facts.